Is Earthquake covered in Insurance?

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Yes, you can purchase earthquake insurance for your home. 

Earthquake coverage is generally excluded from a homeowners insurance policy. You will need to add earthquake coverage if you want it.

Some insurance companies allow you to add earthquake coverage to your home insurance policy. Others will require you to buy a stand-alone earthquake policy.

A stand-alone earthquake policy is a policy that is separate from your home insurance policy.

Both options provide you coverage for damage caused by an earthquake or land movement.

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